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How to Install a Mattress Topper – Does a Mattress Pad Go Over a Topper?


Editor's pick, mattress topper

Sleep Lab Pick · Current Sale

Amerisleep's Current Sale is on, cooling sheets, protectors and toppers, built on the same Bio-Pur® tech.

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Saatva Graphite Memory Foam Topper

From $225 · Graphite-infused foam for cooling · 180-day trial · 10-year warranty

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TL;DR

Mattress toppers add 2-4 inches of comfort at a fraction of the cost of a new mattress. Graphite-infused memory foam (Saatva) gives cooling + pressure relief; latex options offer bounce; polyester for budget. 180-night trial recommended.

Our #1 Recommended Topper

Topper pick: PlushBeds organic range

A good topper fixes 80% of "my mattress is too firm" problems for a fraction of the replacement cost. PlushBeds runs the widest certified-organic topper catalog in the US: natural Talalay latex (3 firmness levels, GOLS certified), Dunlop latex for denser support, organic wool for temperature regulation, alternative down for a pillow-top feel, and memory foam for pressure relief. Queen toppers run $279-$699.

Certifications across the range: GOLS (Global Organic Latex Standard), GOTS (Global Organic Textile Standard), GREENGUARD Gold (low VOC), Eco-INSTITUT. All handcrafted in California, free shipping, 100-night trial, 5-year warranty on toppers.

Browse PlushBeds Toppers

Saatva bedding you can pair with your mattress

Saatva's bedding catalog matches the same build quality as its mattresses. The Organic Percale and Sateen sheets use long-staple cotton with reinforced stitching on the fitted-sheet elastic, they do not pop off over the night. The Graphite-Infused Mattress Pad and the Lofton Down Alternative Comforter are the practical upgrades that fix most comfort complaints without replacing the mattress.

Everything ships via Free White Glove delivery for orders over $1,000 (mattress bundles), and smaller items get free standard shipping. Saatva runs up to $625 off sitewide on most bedding during recurring sale events (Spring Refresh, Memorial Day, Labor Day, Black Friday).

Ownership terms: 45-day return on most bedding, 1-year warranty on linens, lifetime warranty on mattresses and protectors.

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Last Updated: March 2026, Content reviewed and verified by our editorial team.

Saatva Graphite Memory Foam Topper. From $225

Cooling graphite-infused foam | 3 inches | 180-day trial

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A mattress topper is an extra cushioning layer that sits on top of a mattress to make it more comfortable and give it a new feel. It helps relieve pressure points and body pains and encourages a more restful night's sleep. Mattress toppers are typically between 2 and 8 inches thick, are available in various materials, and are easy to install. Here are the steps to install a mattress topper on top of a regular mattress and under a mattress protector:

To install a mattress topper, first unpack it, then let it expand completely, next position it on top of the mattress and secure it in place to prevent it from sliding, finally place a mattress protector over the mattress topper as protection for both the mattress topper and the mattress.

Read this article from Cullum et al., titled "Beds, Mattresses and Cushions for Pressure Sore Prevention and Treatment," April 2000 to assess the effectiveness of pressure-relieving surfaces in the prevention of pressure sores. We also wrote a useful article on how to choose a mattress topper to help hip pain.

Related articles:

Step 1. Unpack the Mattress Topper

Unpacking a mattress topper should be done very carefully. First, open the topper box then slide out the rolled mattress topper with its cover. Place the mattress topper on the bed and carefully tear open the plastic cover. Unfold the mattress slowly and allow it to naturally unroll to a flat position - don't force it to flatten as this may damage the product. Remove the plastic cover, and install the air bnb mattress topper on top of the mattress in its desired position. We like this mattress topper from Amazon with its soothing lavender infusion. Our article on how to use and clean a mattress topper provides in-depth care instructions for mattress toppers.


our top pick. We've been running the Saatva Graphite Memory Foam Topper across multiple sleep tests. Saatva's long trial windows and lifetime or decade-scale warranty are rare in this category, most competitors cap at 100 nights and 10 years.

Step 2. Let the Mattress Topper Expand Completely

Leave the mattress topper on top of the mattress for 24 hours before use to let it expand completely. Failure to do so will affect the comfort and benefits expected from the mattress topper. Once the mattress topper looks fluffy and comfortable, it is ready to sleep on. Read our article on how long does it take a memory foam mattress to expand, for more guidance on correctly installing mattress toppers.

Step 3. Position the Mattress Topper on Top of the Mattress and Secure It in Place

There are various ways to anchor a mattress topper to keep it in place. For instance, use a deep-pocket fitted sheet, like this one from Amazon, to fit the combined height of your mattress and topper. Stretch the fitted sheet over opposite corners of the mattresses then tuck it inside the bed frame. This will prevent the mattress topper from slipping off. Read this article we wrote with tips on how to fix a mattress topper that keeps sliding off.

Step 3. Add the Mattress Protector (Optional, but Recommended)

A mattress protector provides an extra layer of protection when fastened over the mattress topper. It prevents spills, body odors, sweat and other liquids from reaching your mattress topper and mattress. We like this vinyl free zippered protector from Amazon because it's waterproof and prevents bed bugs from reaching the mattress. Ensure that the mattress protector completely encloses the mattress topper and mattress for best results. Our article on whether you need a mattress protector provides useful information when considering buying a mattress protector.

Which Side Goes Up On A Mattress Topper?

While installing a mattress topper, take care about which side is going to come into contact with the body. A hand pressed into one side of the mattress topper, and then into the other side will eliminate confusion - the side that conforms the most to the shape of the hand is the top of the mattress topper. Read our article about latex vs. memory foam mattress toppers to find out more about memory foam mattress toppers.

The side that goes up on a mattress topper (the top side) is the one that conforms the most to the shape of an imprinted hand pressed into the foam surface. This side will be in contact with the body. Some mattress toppers feature an obvious thin layer of memory foam, this side is the one that goes up.

Correct Fit of a Mattress Topper on a Mattress?

If the mattress is an unusual size or shape then cutting the mattress topper will ensure a better fit, however this will often void the manufacturer warranty. To ensure a good mattress topper fit check out our in-depth guide for choosing a mattress topper size and thickness.

To choose the correct fit of a mattress topper, ensure that the measurements of the base mattress and mattress topper are identical. A topper that is too small will not cover the entire mattress surface, and a topper that is too big will hang too far over the edge of the mattress.

Does a Mattress Pad Go Over a Mattress Topper? How Do You Make A Bed With a Mattress Topper?

A mattress pad is a cover that is designed to be placed on top of the mattress and underneath the fitted sheet. Mattress pads give additional comfort and cushioning to the bed and are typically made of soft and comfortable materials, like this one from Amazon. Their primary purpose is to protect the mattress against wear and damage, and to prevent spills from soaking through to the mattresses. Read our article: do you really need a mattress protector to discover more about mattress protectors and when one is needed.

A mattress pad goes over a mattress topper since it is thinner. To make the bed with a mattress topper and a mattress pad, first secure a deep-pocket fitted sheet over the mattress, topper, and pad and tuck it into the sides. Then place a blanket evenly over the sheets. Finally, put the pillows at the headboard side of the bed and add a comforter or a bedspread.

Make sure you use sheets with deep pockets that can typically accommodate up to 22 inches in height. If you use a regular fitted sheet, you will not be able to pull the elasticized portion of the fitted sheet to the bottom of your mattress. A comforter is optional and is only added for warmth and decoration. Our article on 5 steps to dress up a platform bed presents easy ways to make an attractive looking bed.

How to Put A Mattress Protector Over a Mattress with a Mattress Topper?

To install a mattress topper properly secure it with elastic straps and a mattress protector.A mattress protector sitting on top of a mattress with elastic bands that help secure it onto the mattress; it protects the mattress against wear and damage while providing additional cushioning. Image from Amazon.

A mattress topper gives extra height and cushioning to your mattress and can make an old mattress feel brand new - while a mattress protector provides a greater degree of protection from spills and stains. A mattress protector also protects the mattress from body oils, dead skin cells, dust mites and hair. Mattress toppers and mattress protectors can be used together or separately and aim to elongate the lifespan of the mattress.

Put the mattress protector over a mattress with a mattress topper by installing them in layers. First the mattress topper lays on top of the mattress surface, then the mattress protector lays on top of the mattress topper, so that the mattress protector is the top layer.

The mattress topper adjusts the firmness of your mattress, our mattress topper hack about how to prolong mattress life and make the mattress firmer or softer goes into great detail about the different types of mattress toppers. However, if you are satisfied with the level of comfort of your bed, then just put the mattress protector, like this one from Amazon, directly on top of your mattress without a topper.

Does a Mattress Topper Go Under the Sheets?

Bed sheets come in two types: fitted sheets with elastic corners and flat sheets without elastic corners. The elastic corners stop the mattress topper from sliding off during restless sleep. We like these bed sheet holder straps from Amazon.

A mattress topper goes under the sheets because the sheets provide warmth, insulation, comfort, and breathability. Placing the mattress topper under the sheets also protects the topper from dirt, dust, hair, sweat and body oils.

How Do You Keep a Mattress Topper From Sliding?

Some mattress toppers can be installed with elastic straps that are included as part of the topper.A mattress topper featuring attached elastic straps to hold the topper into place. Image from Amazon.

If your mattress topper is always shifting, it may disrupt your sleep. Some models come with a feature that keeps the topper in place like this mattress topper. But for those that don't, this slip resistant mattress gripper pad from Amazon is a terrific solution.

To keep a mattress topper from sliding, cover it with a securely fitted sheet, velcro system, or install a non-skid mat to allow sufficient friction between the mattress topper and the mattress. Other possible solutions to a sliding mattress topper include, carpet or duct tape, safety pins, and adding a headboard and footboard to the bed frame.

You can find more ideas about how to hold down a mattress topper in our related article. Also, be sure to check out our step-by-step guide on how to attach a headboard, and this article on how headboards work to prevent your mattress and mattress topper from shifting.

Recommended Mattress Toppers

Mattress toppers feature extra options to make your sleep more comfortable.

Below are 3 recommended mattress toppers with their benefits and prices:

Topper pick

PlushBeds Natural Latex Topper

organic

Shop PlushBeds Natural Latex Topper

If the reader is installing a topper, the buy-button should point to a real topper partner, not a random Amazon list.

Shop Saatva Graphite Topper

Topper Best for Price
Saatva Graphite Memory Foam Mattress Topper Cooling contouring topper for pressure relief Check live price
PlushBeds Organic Latex Topper Latex topper for support, lift, and firmness tuning Check live price
Saatva Natural Latex Topper Responsive latex alternative from Saatva Check live price
Linenspa / Lucid / Niagara toppers Budget For comparison, no MattressNut buy button Amazon pricing varies

Installing a mattress topper with a mattress pad will ensure a more luxurious and comfortable sleep as well as offer the kind of protection that will prolong the life of the mattress. Our article on how to protect a mattress topper or mattress pad has more information on extending the longevity of both the toppers and pads.

Upgrade: Full Saatva Topper Collection

Saatva Latex Topper $445+ Shop
Saatva Graphite Topper $345+ Shop

Install Mattress Topper: Complete Topper Guide

A quality mattress topper can transform an uncomfortable mattress at 10-20% the cost of replacement.

Topper Selection Guide

If You Need... Choose Thickness Queen Price
More softness Memory foam (3-4 lb/ft3) 3 inches $80-$200
More support Firm latex (ILD 32+) 2-3 inches $200-$400
Cooling Gel memory foam or latex 3 inches $100-$300
Temperature regulation Wool 2-3 inches $150-$350

When a Topper Is Not Enough

If your mattress has visible sagging deeper than 1.5 inches, a topper will conform to the sag rather than correct it. At that point, mattress replacement is the better investment.

Related: pad vs protector | topper lifespan.

The Saatva Classic includes built-in premium comfort layers - no topper needed. 365-night trial.

Our #1 Mattress Pick

The Saatva Classic combines innerspring support with premium comfort layers. Free white-glove delivery and a 365-night home trial.

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Free delivery • 365-night trial • Lifetime warranty

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One last thing

Topper won't fix everything, but it'll fix a lot.

Saatva's Graphite Memory Foam Topper is our default, graphite-infused cooling, 180-night trial, 3 thickness options.

Check Graphite Topper price →

More in the topper cluster: best mattress pad, for back pain, cooling, pad vs topper.


All scores in this guide come from our MattressNut Sleep Lab methodology, applied identically across every mattress we evaluate.

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